Terms of Use

menariquos provides financial analysis tools and resources specifically designed for investment professionals operating in Australian markets. Our platform delivers data-driven insights, market analysis, and educational resources to support informed investment decisions.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time. This includes adding or removing features, changing pricing structures, or updating our methodology. We'll notify users of significant changes through email or platform notifications.

To access certain features of our platform, you'll need to create an account. You're responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

Your Registration Responsibilities

• Provide accurate and complete information during registration
• Keep your contact details and professional credentials current
• Maintain the security of your password and not share it with others
• Notify us immediately if you suspect unauthorized account access
• Accept responsibility for all activities conducted through your account

We reserve the right to suspend or terminate accounts that violate these terms, show suspicious activity, or remain inactive for extended periods. You can close your account at any time by contacting our support team.

Our platform exists to support legitimate investment professionals in their work. When using menariquos, you agree not to engage in activities that harm other users, our systems, or violate applicable laws.

Prohibited Activities

• Attempting to gain unauthorized access to our systems or other user accounts
• Using automated tools to scrape or extract data from our platform
• Sharing your account access with multiple users or organizations
• Uploading malicious code or attempting to disrupt our services
• Misrepresenting your identity or professional credentials
• Using our platform for unlawful purposes or fraudulent activities
• Reselling or redistributing our content without written permission

We monitor platform usage to detect violations of this policy. If we identify problematic behavior, we may take action ranging from warnings to immediate account termination, depending on the severity.

All content on the menariquos platform—including text, graphics, analysis methodology, software, and data compilations—is owned by menariquos or our licensors and protected by Australian and international intellectual property laws.

Your subscription grants you a limited, non-exclusive, non-transferable license to access and use our platform for your professional investment activities. This license doesn't include the right to reproduce, distribute, or create derivative works from our content.

What You Can Do

• Access and view content for your personal professional use
• Download reports and analysis for internal business purposes
• Reference our insights in your own analysis with proper attribution

What You Cannot Do

• Republish our content on external websites or publications
• Share subscription access with non-subscribers
• Reverse engineer our analytical methodology or proprietary algorithms
• Remove copyright notices or proprietary markings from our materials

We work hard to ensure the accuracy of data and analysis on our platform, but financial markets are complex and constantly changing. All information is provided "as is" without warranties of any kind.

You acknowledge that investment decisions carry inherent risks and that you're solely responsible for evaluating the suitability of any information obtained through our platform. We strongly recommend consulting with qualified financial advisors before making significant investment decisions.

Access to menariquos requires a paid subscription. Your subscription grants you access to platform features according to your chosen plan level. All fees are quoted in Australian dollars unless otherwise specified.

Billing and Renewals

Subscriptions automatically renew at the end of each billing period unless you cancel before the renewal date. We'll charge your payment method on file at the then-current rate. If payment fails, we may suspend your access until the issue is resolved.

You can cancel your subscription at any time through your account settings. Cancellations take effect at the end of the current billing period—we don't provide prorated refunds for partial months except where required by Australian Consumer Law.

Price Changes

We may adjust subscription prices from time to time. We'll notify you at least 30 days before any price increase takes effect. If you don't accept the new pricing, you can cancel your subscription before the increase applies.

To the maximum extent permitted by Australian law, menariquos and its directors, employees, and affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our platform.

This includes but isn't limited to investment losses, lost profits, data loss, or business interruption, even if we've been advised of the possibility of such damages. Our total liability for any claims related to our services is limited to the amount you paid us in the twelve months preceding the claim.

We take your privacy seriously and handle your personal information in accordance with Australian privacy laws. Our Privacy Policy explains what information we collect, how we use it, and your rights regarding your data.

By using our platform, you consent to the collection and use of information as described in our Privacy Policy. This includes analytics about how you use our services, which helps us improve the platform and personalize your experience.

We implement reasonable security measures to protect your data, but no internet transmission is completely secure. You're responsible for maintaining the security of devices you use to access our platform.

Either party may terminate this agreement at any time. You can close your account through your account settings or by contacting support. We may terminate or suspend your access immediately if you violate these terms or engage in conduct that we reasonably believe is harmful to other users or our business.

Effects of Termination

Upon termination, your right to access the platform ceases immediately. We may delete your account data according to our data retention policies, though some information may be retained for legal or administrative purposes. Provisions regarding intellectual property, limitations of liability, and dispute resolution survive termination.

We may update these Terms of Use periodically to reflect changes in our services, legal requirements, or business practices. When we make significant changes, we'll notify you via email or through a prominent notice on our platform.

Your continued use of menariquos after changes take effect constitutes acceptance of the updated terms. If you don't agree with the changes, you should stop using our services and close your account.

These terms are governed by the laws of New South Wales, Australia. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts of New South Wales.

Before initiating formal legal proceedings, we encourage you to contact us to resolve any issues informally. Many concerns can be addressed through direct communication with our support team.

If any provision of these terms is found to be unenforceable, the remaining provisions will continue in full effect. Our failure to enforce any right or provision doesn't constitute a waiver of that right or provision.

These terms, along with our Privacy Policy, constitute the entire agreement between you and menariquos regarding your use of our services. They supersede any prior agreements or understandings.

You may not assign or transfer your rights under these terms without our written consent. We may assign our rights to any affiliate or successor in connection with a merger, acquisition, or sale of assets.